Is it possible to rent an apartment without payroll if you are self-employed
Currently, it is increasingly difficult to rent an apartment due to the high demand of people looking for a lease and the offer by owners that is so restrictive that tenants have to meet certain conditions to be able to rent their properties. This situation is aggravated if the person who wants to rent is self-employed. This is because one of the conditions that landlords request is the presentation of a payroll. As you already know, self-employed people do not have a payroll as we know it because they carry out their profession on their own. If you want to know more about it, below we will tell you how to rent an apartment without payroll if you are self-employed.FIND YOUR IDEAL RENTAL APARTMENT
How to rent an apartment without payroll?
In terms of rentals, we must refer to the Urban Leases Law (LAU) , which Chinese Overseas America Number Data establishes the rules in terms of leases. This regulation indicates that to rent a home it is not necessary to present a payroll and it cannot be required through the home rental contract either . This request to rent an apartment without payroll is made by the owners, since they want to ensure that the tenant is solvent and will be able to pay all the monthly rental payments.
Thus, the only mandatory requirement to be able to rent a home is the rental deposit . This consists of an amount equal to one of the monthly payments in a private home and two monthly payments in the rental of a premises and is intended to act as a guarantee in case of non-payment or damage by the tenant in the landlord's home. The deposit is a requirement required by the LAU and that the tenant must submit to a public organization.
Recommended reading: 2 simple tricks to rent an apartment without payroll
Guarantees in an apartment with rent without payroll to ensure payment of monthly payments
In any case, there are other ways to ensure payment of your lease monthly payments. These ways will ensure that the owner ensures the income of the monthly payments from the tenant every month.
Non-payment of rent insurance : This type of guarantee against non-payment of rent begins to work when the tenant stops paying the monthly payments. It keeps the owner covered for 12 months and is responsible for both the payment of the fees and the legal costs to claim the amount owed from the tenant.
Deposit: It consists of an accumulation of monthly payments that are agreed between the landlord and tenant through a contract signed by both parties.
Rental bank guarantee : In this type of guarantee, it is the tenant who carries out this procedure with the bank in which he has to make a deposit in his bank and pay the corresponding amount of between 3 and 6 monthly payments. It is not such a frequent process because the bank has to pledge the money in case the tenant stops paying and the entity has to act as guarantor.
Recommended reading: How does the rental deposit deposit work?
How can the tenant prove that they are solvent?
If you are self-employed, want to rent an apartment and do not know what to present to the owner of the home, you can present any of these documents:
https://bybdirectory.com/wp-content/uploads/2024/03/Chinese-Overseas.png
Last personal income tax return .
Identification document of the tenant (DNI, NIE, passport, etc.).
Bank receipt for payment of Social Security contributions.
Deposit of a deposit of the same amount as a monthly payment , since this is required by the Urban Leasing Law (LAU).
The landlord may require his tenant to make a deposit of another amount corresponding to a monthly payment , in addition to that required by Law, to correct problems of non-payment, repairs, etc.
A bank statement to verify the status of the tenant's account and that they have no debts.
Quarterly VAT declarations .
The owner of a home who wants to rent it to a self-employed person can request these documents instead of the payroll. This way, he will be able to check what his economic profile is.
At Housfy Rentals we have a team of rental experts, who will help you choose the perfect tenant without you having to worry about anything thanks to their comprehensive rental management and getting the maximum profitability from the rental .
頁:
[1]